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Structural columns of a commercial building in deep shadow.

Commercial Claim Advocacy.

We reverse under-scoped carrier estimates by deploying granular, AI-audited Xactimate documentation that forces equitable settlements.

When your multifamily complex or hospitality asset suffers major damage, the carrier’s preliminary offer is rarely sufficient to restore the property. We step in as your licensed advocate, taking total control of the claim strategy to maximize your indemnity. Schedule an initial audit of your loss.

Request a ConsultationUnderstand Your Claim

Problem and Stakes

The Cost of Accepting the First Offer

Following a major loss, property owners are handed estimates that deliberately omit critical line items. Insurers classify necessary code upgrades as “betterment,” ignore current local labor rates, and heavily depreciate materials.

The cost of leaving this alone is massive out-of-pocket expenses for your business and potential violations of lender covenants. We reframe the problem: the issue is not that the carrier is malicious, it is that their data is intentionally flawed. We fix the data.

Methodology

Our Documentation-First Methodology

  1. Step 1

    The Initial Xactimate Audit

    We analyze the carrier’s estimate line by line. We identify exactly where they have violated Utah Admin Code R590-190 regarding unfair claim settlement practices. You provide the adjuster's paperwork; you receive a detailed discrepancy report within 48 hours.

  2. Step 2

    Technical Re-Scoping

    Our team physically inspects the asset. We generate a massive, fully compliant Xactimate estimate that includes accurate Utah market pricing and mandatory structural upgrades. This produces a binding technical document that proves your actual loss value within 14 days.

  3. Step 3

    Aggressive Factual Negotiation

    We present this data to the carrier. By overwhelming their adjusters with undeniable technical facts rather than emotional arguments, we systematically force them to revise their reserves and issue the correct settlement.

Proof

Verified Financial Recovery

We track our success strictly by the revenue we recover for our clients. By focusing on technical accuracy, we consistently outperform the initial offers provided by insurance carriers.

15–25 files

Target first-year institutional claim volume, ensuring dedicated attention.

$8,000

Target average minimum fee generated by reversing massive underpayments on commercial claims.

Secure the Settlement Your Policy Dictates

Stop arguing with the desk adjuster. Let our estimating team prove the value of your loss.

Request a Consultation